Types of financial aid
Learn more about the four different types of financial aid.
Grants are free money. You do not have to repay them. You must:
- Demonstrate financial need on the Free Application for Federal Student Aid (FAFSA).
- Have an enrollment status of six or more credits. The Pell Grant is the only grant that does not have this requirement.
Scholarships are free money. You do not have to repay them.
Organizations may base scholarships on:
- Financial need
- Other criteria
- Start your scholarship search at least one year before you start school.
- Find out if any professional or social organizations have a chapter in your city. Contact them to see if they offer any national or local scholarships. Examples of organizations include American Business Women's Association, Kiwanis, Lions, Rotary Clubs, Jaycees, 4H and your Chamber of Commerce.
- Contact employers, unions and churches.
You earn this type of financial aid. HACC does not deduct this type of financial aid from your bill.
If you are interested in student employment:
- Contact the Office of Financial Aid Services at the campus you attend.
- View a list of job openings.
Loans are borrowed money. You must repay them with interest. Student loans require an enrollment status of six or more credits.